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Relocating to Bali

Comprehensive Guide to Retiring in Bali

Visa, cost of living, healthcare and community: the four things to understand before you plan a retirement move to Bali.

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Misty rice terraces with a volcano behind

In short

To retire in Bali, start by understanding the visa requirements, the cost of living and your healthcare options, then choose an area and build a network before you commit.

  • Visa first
  • Budget for currency swings
  • Visit before you move

The path to retiring in Bali

The source sets out the journey as a sequence. Each step makes the next one easier.

  1. Step 1

    Research areas

    Compare places such as Ubud, Canggu and Sanur against the lifestyle you want.

  2. Step 2

    Visit on a trial basis

    Spend time in Bali and assess each area in person before a permanent move.

  3. Step 3

    Plan your budget

    A monthly budget from housing to leisure, allowing for exchange rates and inflation.

  4. Step 4

    Legal and financial planning

    Consult experts on visa, tax and insurance. Prepare an Indonesian will if you own property.

  5. Step 5

    Join the community

    Expat forums, local groups and events help you build a supportive network.

Key considerations

What does the retirement visa require?

The retirement visa, also called the KITAS Lansia, requires applicants to be at least 55. The source cites a monthly income of at least USD 1,500 or savings of at least USD 18,000. Check current rules with immigration experts.

What does healthcare look like?

Bali has international-standard hospitals and clinics with English-speaking doctors, such as BIMC Hospital in Kuta and Siloam Hospital in Denpasar. Insurance covering routine and emergency care is advised, with premiums of USD 100-300 a month depending on age and cover.

Which areas suit retirees?

Ubud is known for its cultural scene and wellness retreats. Sanur offers a laid-back coastal life with a strong expat community. Canggu is known for surf culture and modern amenities.

Monthly costs for a retired couple

A rough estimate, as the source states it. Costs vary with lifestyle and location.

Monthly costs for a retired couple
Rent (1-bedroom villa) 8m - 14m Higher in popular areas such as Seminyak or Canggu
Utilities 1.5m - 3m Usage and type of home
Food and dining 3m - 6m Local warung meals often cost under IDR 50,000
Healthcare 2m - 4m Age and level of insurance cover
Leisure and entertainment 2m - 5m Personal lifestyle choices

Motorbike rental runs around IDR 700,000 to 1,500,000 a month.

What to plan for

The areas the guide asks every retiree to think through.

Visa route

Understand the retirement visa and other options before anything else.

Cost of living

Relatively low, but housing costs vary widely by location.

Healthcare

Know your nearest facilities and secure suitable insurance.

Tax position

Indonesia has double taxation agreements with several countries.

Currency risk

Exchange rates and inflation can change your purchasing power.

Community

Expat groups and local events ease the transition.

How to choose an area

Ubud and Canggu are popular, but visit and assess each place yourself.

  1. Lifestyle fit

    Culture and wellness, coastal calm, or surf and modern amenities.

  2. Healthcare nearby

    How close the nearest hospital or clinic is.

  3. Community amenities

    Expat groups, golf, spa and social activities.

  4. Housing cost

    Rents vary widely between areas and lifestyles.

Older couple walking on a boardwalk

Before you rely on this guide

  • Visa requirements change. Stay updated on local regulations and confirm with immigration experts.
  • All cost figures are rough estimates and vary with lifestyle and location.
  • Areas such as Canggu continue to develop, with new facilities changing what each area offers.

This guide is general information, not legal, tax or medical advice. Consult qualified professionals about visas, tax and insurance for your own situation.

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